Understanding Bank Financial Statements

This course is intended to provide participants with the required knowledge to review and understand financial statements of banking institutions. Unlike the financial statements of our commercial and consumer customers, bank financial statements are quite unique because they reflect the uniqueness of a bank’s operations. As such, analyzing bank financial statements require a different approach in order to determine the safety and soundness of an institution which is paramount in the current economic environment.

The course will begin by reviewing the major accounts typically found on financial statements and providing a deeper understanding of each account and how they are influence by economic events that are usual for a bank and how these events affect other accounts. The financial statements to be reviewed include the Balance Sheet and the Statement of Income.

Covered Topics

  • Safety & Soundness Principles
  • Leverage & Risk
  • Balance Sheet Analysis
  • Income Statement
Connection Error #D55. For immediate assistance, please use our online chat (lower right corner of this page).
The cost of subscription is determined by the asset size of your institution. In the case of holding companies or banks under common ownership, the aggregate asset size of participating banks determine the subscription tier.
   Non-bank or < 499M - $125 per month   
   $500M - 999M - $250 per month   
   $1 - 5B - $425 per month   
   $5 - 10B - $600 per month   
   > 10B - $850 per month