BASEL III and New Capital Regulations

All of the federal bank regulatory agencies have adopted a new capital rule. The new capital rule implements revisions to the federal bank regulatory capital framework. This presentation and the materials highlight the provisions of the new capital rules most relevant to smaller non-complex banking organizations. The materials compare the new capital requirements to the prior requirements for banking organizations and discuss the timetables for implementation of the new capital rules. The discussion also focuses on certain decision points for boards of directors regarding strategies and plans for maintaining adequate capital under the new rules in relation to the banking organization's risk profile.

Covered Topics

  • Regulatory Capital Ratios and Capital Buffer
  • Definition of Capital
  • Risk-Weighted Assets
  • Regulatory Capital Components
  • Common Equity Capital
  • Capital Conservation Buffer
  • And More!