CAMELS Rating for Executives

The foundation for every safety & soundness exam is the CAMELS rating system. Examiners look at numerous "assessment factors" for each component of your rating. We will look at what management and the board must consider to be in compliance and to maintain safe and sound financial performance. We will discuss examiner hot spots, as well. This session will help you understand the big picture and how the efforts of all departments piece together.

Covered Topics:

  • Understand the purpose of the CAMELS rating system
  • The six components of CAMELS
  • Assessment factors examiners dig into when reviewing each component in your institution.
  • Examiner Hot Spots
  • How to obtain a “strong” score, and what could happen if the institution is determined to be “critically deficient”